Cash for your stall.
& Small businesses.
Same day.
Quick business loans delivered in person to your stall or small businesses. No bank account needed. Repay weekly or daily whichever works for you.
We come to your stall. No paperwork queues.
Three simple steps to cash in hand
No long queues. No bank visits. We handle everything at your stall.
Repay daily or weekly via MoMo
Send your repayments directly to our MoMo number at your own pace daily or weekly. Your payment is logged in real time and you can check your balance anytime on your phone.
Apply on your phone or with our agent
Fill in your details on this website from your stall, or our agent visits you directly to help you register. You'll need your Ghana Card and a few months of MoMo statements to show your trading income.
We verify and approve, then bring your cash
Once approved, our administrator visits your stall in person and hands you the cash directly. No waiting for a bank transfer. We count it with you on the spot.
Get your cash instantly
Start using your funds immediately to buy stock or handle emergencies.
Plain numbers, no surprises
Flat Rate
We charge a simple, flat percentage applied once. No hidden charges, compounding interest, or surprises.
9 weeks
Standard loan runs 9 weeks. Top traders can qualify for 12-week terms.
Daily or
Weekly
Choose what matches your cash flow daily small amounts or weekly lump sums.
MoMo
Send repayments directly to our MoMo number. Or pay cash at your stall.
Example: When you borrow GHS 2,000, your exact total repayment is clearly stated upfront. Easily split the cost into comfortable daily or weekly MoMo transfers over 9 weeks.
Made for traders like you
If you run a stall or a small business with regular daily or weekly sales, you most likely qualify.
Market vendors & stallholders
You sell goods daily food, clothing, provisions, hardware, cosmetics. We lend to traders in all markets.
Small business owners
Kiosk owners, artisans, mechanics, tailors. if you have regular income from your trade, you can apply.
Ghana Card holders with active MoMo
You need a valid Ghana Card and a mobile money account that shows your trading income (36 months of statements).
A guarantor
You'll need one trusted person a family member or fellow trader who can vouch for you with their Ghana Card details.
Built around how markets work
We come to you
Cash is delivered to your stall or small business. No office visits, no queues, no wasted trading time.
Full transparency
Log in anytime to see your balance, payment history, and how much is left. No surprises.
Pay via MoMo
Send repayments from your phone. MTN, Telecel, AirtelTigo all accepted.
SMS reminders
You'll get a text reminder before each payment is due in plain, friendly language.
Grow your limit
Pay on time and your borrowing limit increases automatically for your next loan.
Your data is safe
Your Ghana Card and personal details are securely stored and never shared without your consent..
Things traders usually ask
How much can I borrow?
Loan amounts are decided based on your monthly trading income shown in your MoMo statements. First-time borrowers are approved for amounts that match their demonstrated cash flow. As you repay on time, your limit goes up automatically.
What if I miss a payment?
Missing a day or week is not the end you have a grace window built into your loan structure. However, accounts that consistently miss repayments may receive a small late penalty and your loan recovery may begin. We always try to reach you first via SMS or call before taking any action.
Do I need a bank account?
No. You only need an active Mobile Money (MoMo) wallet MTN, Telecel, or AirtelTigo. Cash repayments are also accepted when our agent visits your stall.
How long does approval take?
After you submit your application and documents, our team reviews your details and contacts you quickly. Once approved, we arrange a visit to your stall or small business to deliver the cash in person.
Can I apply again after I finish paying?
Yes and if you paid on time with no defaults, you'll automatically qualify for a higher loan amount on your next application. Consistent traders also become eligible for our extended 12-week loan plan.
Ready to grow your business?
Apply today. We'll be at your stall shortly after.
Start your applicationWhatsApp us
0249860105
Call us
0249860105
MoMo repayments to
0249860105
Wemak Banc